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Additional Resources

Consumer Financial Services Association of America

Consumers Union

Consumer Federation of America

FDIC Guidelines On Payday Lending

 

Industry Reports

"Predatory lending and the military: The law and geography of "payday" loans in military towns", March 2005

"Defining and Detecting Payday Lending" , Federal Reserve Bank of New York

"Payday Lending: Do Outrageous Prices Necessarily Mean Outrageous Profits?" , Fordham Journal of Corporate & Financial Law

Veritec Solutions white paper, August 2007

"Payday lending companies fill consumer demand", Truman State University

"Payday Lenders: Heroes or Villains?", Adair Morse

"Payday Holiday: How Households Fare after Payday Credit Bans", Donald P. Morgan and Michael R. Strain

"An Experimental Analysis of the Demand for Payday Loans", Bart J. Wilson, David W. Findlay, James W. Meehan Jr., Charissa P. Wellford, and Karl Schurter.

"Payday lending: Serving the unbanked", Mises.org, February 10, 2004

 

 

 
 

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